To Enroll… visit any of our four convenient island branches or call your branch manager to set up an enrollment appointment.
Island Business Online Banking
21st Century technology designed for today’s Island Business. Manage all of your business banking and pay bills from any location with internet access. The following services are included (No Monthly Fee) with our Island Business Online Banking Service.
24/7 Access to Account Balances and Transaction Detail Business Online Bill Pay Easy to manage payees and payment instructions Make one-time or recurring payments Bill Pay reminders and payment tracking Saves Time & Money Download account activity to Quick Books, Quicken or Excel Interactive Calendar with Daily Transaction Summary Review and Print Online Statements & History Account Transfers within Edgartown National Bank Single Account Administrator Secure email Alerts & Messaging Receive Statements Electronically with eStatements
Island GOLD Business Online Banking
Businesses may select additional technology and services to enhance the capability of our Island Business Online Banking Services. A monthly service fee of $7.50 applies which may be applied to earnings credits. This fee is waived for customers with combined minimum average daily business balances of $10,000. The following services are available with our Island GOLD Business Online Banking Service. All Island Business Online Banking Services, plus… Multiple Users with different levels of Security Access Account Sweeps with Scheduling Scheduled & Recurring Account Transfers within ENB Account to Account Transfers between ENB and other banks Schedule and Place Wire Transfers Place Cash Change Orders in advance
Island PLATINUM Business Online Banking
Businesses may select additional technology and services to further enhance the capability of our Island Gold Business Online Banking Services. A monthly service fee of $15.00 applies which will be applied to earnings credits. These services are subject to ENB credit approval. This fee is waived for customers with combined minimum average daily business balances of $25,000. The following services are available with our Island PLATINUM Business Online Banking Service. All Island GOLD Business Online Banking Services, plus… ACH Service Bundle Federal Tax Payment Services Remote Deposit Capture Service Bundle
Edgartown National Bank Business Online Banking will provide: Flexible and efficient cash management tools Customizable levels of functionality and security Interface with other technology for streamlined processes Centralized infrastructure, software and support Multi-layered security features
Edgartown National Bank Business Online Banking is designed for businesses to support their online banking needs. From providing innovative payment solutions to presenting flexible, efficient cash management tools, Edgartown National Bank Business Online Banking delivers online functionality that small business owners need to effectively manage their businesses.
Business Account Management
This feature is a “dashboard” that displays the overall “up to the minute” cash position for a business banking client. The dashboard summarizes each business account and shows a total of all assets and liabilities. Account access and history allows the business banking client to see activity and history against all Internet enabled accounts. Clients can request a real-time transactional history for any of their accounts.
Business Banking Security
This feature enables each business banking client to set up multiple User IDs per banking relationship. Each User ID can be set up with varying levels of access to functionality so that each business can customize the “role” each User ID has within the business banking relationship.
Edgartown National Bank Business Banking provides a multi-layered application service provider (ASP) solution that is cost effective and ultra secure. It employs security measures that actively defend your access to the Internet to ensure your Internet banking communications remain safe and confidential. Included as part of the package, we provide a full range of cutting edge security technologies including: Active Intrusion Proactive Intrusion Prevention Fraud and Security Monitoring
Protection Security is a never-ending process. Our networks are always improving and updating to provide you with multiple safeguards to provide a protected, reliable place to conduct your financial business.
This feature enables business banking clients to be notified with real-time alerts when preconfigured conditions are met. Notification examples are: account balance thresholds, transaction conditions, and check status. In addition, the system can be set up to send clients a date-driven reminder for whatever reasons they would like (i.e. taxes due, payroll reminder, month-end reconciliation, etc.).
Business Bill Pay
This feature enables businesses to have easy access to online bill payment in an environment protected by high-level security. With 24 x 7 access business banking, clients can view and pay bills online. Clients can also define payees and schedule single or recurring payments. Clients can be notified via email when payments are sent and also have the ability to view detailed results of ongoing bill payment history.
This feature enables business banking clients to set up one-time or repetitive ACH transactions, such as disbursement payments or payroll. Other transactions, such as payroll or cash concentration transactions, are also available. Similar to Account to Account transfers, minimum transfer amounts and transfer limits may be set up for ACH Origination. With several email options, users can select when they would like to be notified before the ACH batches are sent.
Communicate securely with your bank without fear of interception by hackers or third-party email services. Clients can send a secure SSL-encrypted message that can be stored and answered in by knowledgeable Edgartown National Bank Business Banking staff, enabling business customers to send Bank questions and other communications containing sensitive data, such as account numbers, transaction information and balances.
Cash Management Software Download
This feature enables business banking clients to instantly download account information to their business’ financial management software.
Online statements/ Combined Statements
The first feature enables business banking clients to instantly view their monthly account statements online, as well as an image of any checks that have cleared their account(s). The second feature gives the convenience of a single statement to provide the business with a record of all their deposit account activity, balances and status. These two features are also available as a stand-alone feature outside of online banking.
Account to Account Transfers (A2A)
This feature enables business banking clients to move money between their accounts at other financial institutions. Through the ACH network, Account to Account Transfers (A2A) allows the movement of funds from a pre-authorized external financial institution account to an Edgartown National Bank account or vice versa.
Business Online Banking Features at a Glance
Real-time business account access and history that includes:
Online Funds Transfers Business Security Infrastructure
Business Bill Pay Bill Payment processing for small businesses Customizable Payee Pick List Schedule recurring and non-recurring payments Online Payment status and payment history Stop payment on pending payments Actual bill viewing directly through online banking
Secure links to dozens of e-statement and/or check image providers
Account to Account Transfers Move money online between small business accounts at Edgartown National Bank and small business accounts at other financial institutions Move funds between accounts at Edgartown National Bank
Account Alerts (Sample Options Included)
Event Alerts: Secure message entry Account lockout PIN/Password change attempt Transfer amount A2A batch amount Email address change Personal reminders Check cleared out of Sequence Login geo-location Wire transfer request created, amount processed and approval ACH batch amount
ACH Origination Set up and send ACH transactions and batches ACH recipient search and category Error checking a deleted recipient in any active batch Clear dollar amount in ACH batches Wire transfer approval levels ACH file upload - confirmation statistics
Edgartown National Bank Cash & Coin Exchange order various cash and coin denominations directly from your office set a pick up time funds would be debited directly from the business account of choice
Secure Messaging Send secure messages to Edgartown National Bank to answer questions and send sensitive information
Cash Management Downloads Download account information to small business cash management software
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