Our premier interest bearing checking account is designed for customers who want the advantages of a total banking relationship in one account and maintain larger deposit balances.  You earn interest on the funds in your checking account at a tiered rate.  In addition to the benefits of the Island Living, we refund any other bank surcharges when using your ATM card outside of our network.  No monthly fees apply when you maintain a minimum daily balance of $250 and a combined balance of $50,000 in deposit accounts and home equity loans. 
All of our checking accounts also offer free online banking and come with the optional benefit of a free membership in our Island Living program* that offers discounts at participating Island business partners. 
* Requires activation of the complimentary Island Living Visa Debit Card. 

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